Do you find it easy to spend money or are you rather frugal?

[Neversoft]

My phone is on the way out and I need to buy another, but the one I want is £580. Thinking back — outside of rent and bills — I don't think I've ever spent such an amount on anything. I like to save money and be very sparring with my purchases, because having money in the bank is rather comforting and a sort of security blanket should something go wrong or my income dry up. I do know people who live from paycheck to paycheck and spend money as they get it, though. How are you with money? Do you find it easy to spend or would you rather save?

[-:Undertaker:-]

I save - only spend on big things that I really want. I've become even tighter with my money lately too.

Most I have ever paid for something (flights+hotel) was when I went to Saigon in Vietnam costing £650.

[FlyingJesus]

I'm the worst of both tbh, I buy cheap shit but lots of it

[scottish]

Depends on what it's on really, if it's takeaways I just waste money but I always think stuff through before buying.

Then I end up spending a few thousand on computers/servers/etc lol

I do save tho

[kitten]

i prefer to save i don't like buying (expensive) things unless i know i will get maximum use out of them or if they're 100% worth it

[Absently]

I am like tom, I buy a lot of cheap stuff so I spend like a mad woman. I do save too as I get paid monthly I just decide I'm gonna save a big chunk as soon as I get it so I can be reckless with the rest. Find it really hard to make it to the next pay check when I do that tho

[Charlie]

I'm not the greatest with money, I tend to just spend it stupidly but I'm trying to budget and cut down on the stupid spending and think better about what I buy, etc. It's not going well so far but it's a hard habit to break.

[effurt]

I prefer to save money and just buy necessities as I have a €28,000 uni bill coming up!

[RuthOnToast]

With only being a student with no job i can't really go out spending loads even if i did spend too much on a holiday but its worth it think if i did have the money i would still just save simply cos im used to it. thats a lie i would probably spend too much.

[Sloths]

I save most of my paycheck to save up for bigger purchases. Almost about to hit my next purchase goal!

But the small chunk I allow for living expenses and food etc I spend easily. Any smaller purchases like clothes etc I'll buy a fair amount but only if it's cheap/on sale.